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Santosh Kr


I Need Your Shoulder, Not Your Advice": The Night I Finally Learned How to Listen
During a quiet evening walk, a conversation about career frustrations turned into a typical argument. My partner's response changed everything: "I need your shoulder, and you are offering me advice." Discover why we instinctively try to fix things, and why a steady presence is often the only "solution" someone truly needs.

Santosh Kr
Apr 42 min read


Drawing a Line in the Sand: Why your success depends on a firm "No"
Just this one time - we all have a tendency to say, just this one time. And the one-time is never a one-time; it translates into many one-times.
There is a general belief that we should have cheat days, cheat codes, relax once a while, eat an ice-cream once a while. I have been plagued with this thought process all my life where relaxing a bit is a way of creating a stress free evolution to change. The only problem is that it doesn't work. You end up in a perpetual cycle of

Santosh Kr
Mar 144 min read


Difference A Day Makes
Life is about moments that count; memories that stick and difference that these moments and memories make - subtle but unique in its own way.
Life is about creating those moments not just for yourself but for people around you; for people that you love most and for people you don't. Life is about creating that symphony from these moments that beats in its own tune.

Santosh Kr
Mar 132 min read
Toyota Finance Australia - Leveraging Adobe Experience Manager for Content Management
The program involved leveraging Adobe Experience Manager as the platform of choice. The business problem was the lack of a single approved solution for various websites. Lots of dated and legacy technology websites were difficult to operate and maintain.

Santosh Kr
Mar 71 min read
Toyota Finance Australia - Asset Management/Asset Recovery
For one of the programs of work, we are helping client model the Asset Management and Asset Recovery process covering features such as Asset Sale, Write Off, Initiation of Recovery, Settlement & Debt Waiver , Payment Arrangement etc.

Santosh Kr
Mar 71 min read
ING Australia - Priority Commercial Mortgage Transformation
I led a team of Pega, QA and UX consultants at ING Australia to modernize their Priority Commercial Mortgage application process. The program is part of ING Australia's roadmap for modernizing platforms for origination.

Santosh Kr
Mar 71 min read
Virtusa Open Banking Head - Australia with Implementations at NGMG, IMB and MyState
Open Banking in Australia is an initiative of the Australian Consumer & Competitive Commission (ACCC) to give consumers the option of sharing their personal information and financial data with accredited third parties, through the use of application programming interfaces (APIs).

Santosh Kr
Mar 72 min read


DXC - Development of Exceed Suite of Insurance Products
In the initial days of my career I had experience being involved in the development and implementation of EXCEED suite of products which is a proprietary Property and Casualty Insurance product of DXC (previously called CSC).

Santosh Kr
Mar 72 min read
CBA - Head of Delivery (Quality/Digital Assurance)
have led the Delivery of a 220 member team for Enterprise Services Testing at CBA for HCL Technologies. It involved governing and ensuring best-in-class delivery across all testing services that HCL was responsible for.

Santosh Kr
Mar 71 min read
Westpac - Financial Systems Integration & Hierarchy, ADI, Reporting & Transformation (HART)
I led the Testing Transformation Pillar of the two large transformation programs at Westpac. Financial Systems Integration involved integration of Financial systems for Westpac and St. George to provide a single source of truth. HART focussed on improved hierarchy for structured reporting, single GL entity for banking license and forecasting and reporting solution.

Santosh Kr
Mar 71 min read
North West Airlines - Development of SCEPTRE system
Cognizant was my first corporate experience as a campus recruit from NIT Jamshedpur. I had a fast track growth at Cognizant during my 2 year stint having grown from a Programmer Trainee to a Programmer to an Associate in 16 months which was the fastest at that point of time. I was awarded by the ex CEO, Lakshmi Narayan during this time during their annual ceremony in 2000/2001.

Santosh Kr
Mar 71 min read
Qantas - Portfolio Manager for Technology and Commercials Segment
As a portfolio manager for Tech Mahindra at Qantas I had P&L responsibility for the portfolio. I was responsible for delivery and portfolio management for Technology Commercials segment consisting of Qantas Freight, Customer Experience and Marketing, Corporate and Industry Sales, Distribution & Payments and Commercial Planning

Santosh Kr
Mar 71 min read
Wells Fargo and De Lage Landen - US Work Experience
I had a stint of 3 years in USA before moving to Australia in 2009. The experience in US provided a different perspective and challenge having moved from India. It broadened my horizon in terms of world view. Having worked for European clients before, US experience was an added arsenal in my portfolio.

Santosh Kr
Mar 71 min read
MUFG/Link Group - Payables,Receivables and Expense Management Process Automation
Link Group was looking to automate their Accounts Payable, Accounts Receivable and Expense Management processes across Group Finance

Santosh Kr
Mar 71 min read


You can't change if you don't want to change
The power to change is within us; only within us. Our habits, patterns, behaviours are all changeable with the ability to change granted only to us. At the crux of this ability to change is the perception, senses and our thoughts. We are ingrained to think inwardly as well as outwardly.

Santosh Kr
Mar 73 min read
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